Car Payment Calculator

Estimate a car payment or auto loan terms by adjusting the values on the finance calculator below.
You can adjust vehicle price, credit rating, APR, down payment amount, and term length.

Vehicle Price

$

5,000

25,000

50,000

75,000

100,000

Credit Rating

APR

%

550 APR Challenged - In this range, securing financing can be challenging depending on the credit score. All effort should be made to pay existing debts and maintain a clear borrowing history moving forward.

550-619 APR Fair - Financing is common for those with "Fair" credit, although with increased restrictions and higher APRs.t purus.

620-669 APR Good - This rating will see slightly higher APRs. However, consideration is usually given to the length of established credit history and whether a score is on the high or low end.

670-739 APR Very Good - Like an “Excellent” rating, this will earn low APRs, although credit applications with this rating may be subject to more scrutiny than "Excellent."

740+ APR Excellent - Established over a number of years, consumers with “Excellent” credit have a proven record of timely payments and ability to manage credit. This usually earns the privilege of the lowest Annual Percentage Rates (APRs) available.

Monthly
Payment


50

500

1,000

1,500
$

Down
Payment


0

12,500

25,500
$

Term
Length


48

54

60

66

72

75?

84?
MONTHS

Summary*

Tap any previous entry to edit.
Vehicle Price 0
APR0%
Term Length0 MOS
Down Payment0
Monthly Payment$0
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*Estimated Payment is a tool used for estimating payment amounts only. Payment, APR rate, down payment, and the term of the loan may vary based on your credit, the vehicle financed and lender policies. Please confirm your monthly payments before making your purchase. Financing is subject to credit approval, and all APR rates used for quoted credit score ranges are not guaranteed. Terms used to describe credit score ranges, Excellent, Very Good, Good, Fair, Challenged, have no bearing nor effect on approved rates at the time of purchase.